We start by assessing your financial situation and goals:
• Income and affordability check
• Property price and loan amount analysis
• Initial eligibility assessment
This allows us to quickly identify banks and mortgage products that fit your needs, saving time and avoiding unnecessary applications.
Through our trusted network of banks and finance partners, we can compare a wide range of mortgage options:
• Fixed-rate mortgages
• Variable-rate mortgages
• Mixed-rate mortgages
• Non-resident mortgage solutions
Our goal is to help you find competitive rates and flexible terms, with full transparency. The mortgage agreement itself is always between the client and the bank, but we guide and coordinate the process for you.
We assist with the preparation and submission of your application to our banking partners, including:
• Collecting necessary documents (proof of income, tax returns, property details)
• Submitting the application to selected banks
• Coordinating with the bank until the mortgage is approved
While the mortgage contract is signed between you and the bank, our team ensures the process is smooth and correctly documented.
A Spanish bank account is often required for mortgage payments, property management, and utilities.
We help you:
• Select the bank that suits your needs
• Open a Spanish bank account efficiently
• Set up payments and transfers related to your property
This service is available for both residents and non-residents, making your financial setup seamless.
Once your mortgage is approved, we coordinate with your lawyer and notary to ensure funds are ready for signing the Escritura de Compraventa.
We manage the scheduling and documentation so you can focus on your property purchase, while the mortgage itself remains fully between you and the bank.
• Quick mortgage scan to determine what you qualify for
• Access to an extensive network of banks and finance partners
• Guidance on documentation, applications, and approvals
• Support with Spanish bank account setup
• Transparent coordination from first contact until mortgage approval
We provide a full-service approach, helping you navigate the financing process efficiently and safely; while keeping you informed every step of the way.
If you would like to explore mortgage options or arrange a financing scan for your property purchase, we can provide tailored information from our partner banks.
Contact us today to discuss your mortgage options, request current rates, and start your financing journey in Costa del Sol; Benalmadena, Estepona, Málaga, Marbella, Torrox, Alhaurín or elsewhere in Spain.
